New Agent Training

Here is our basics training webpage. All you need to get started is contained here.

Zoom Sales Training/Q&A/Role Play

  • Thursdays 8:30 PM ET

  • Fridays 1:00 PM ET

Zoom Link: https://abn.financial/zoomlink

Please be sure you are MUTED.

To dial in only from your cell phone dial 408-638-0968, then when prompted type in the conf call code 937 554 2693

But before you get started watch this video:

The Most Common Question Answered

What is the best lead program that I should invest in?

We believe to get started we recommend our $1 leads using the CallTools dialer system. The next best program we will share with you at the bottom of this webpage.


The $1 Lead Program + CallTools Dialer System

A Simple, Affordable Way to Create More Final Expense Sales Opportunities

One of the biggest challenges for new life insurance agents is getting enough people to talk to.

You can have great carriers, solid training, and a strong desire to help families, but if you are not consistently speaking with prospects, it is hard to consistently write business.

That is why we recommend pairing our $1 Final Expense Lead Program with the CallTools autodialer system.

The $1 Lead Program gives you affordable prospects.

CallTools helps you contact those prospects quickly and efficiently.

Together, they create a simple, repeatable system designed to help you generate more conversations, more sales opportunities, and a stronger return on both your money and your time.


$1 Final Expense Lead Program

Our $1 leads are social media-generated final expense leads.

These are not super high intent leads. That is why you're not paying $10 or $20 per lead. These are people who were searching for some type of insurance or financial products and were on a website filling out some information to include their name, phone, email and address. They may or may not have been looking for life insurance. But some were. That is the key to these leads - finding those people that were looking. So you need to come into this with the proper mindset of "cherry picking."

That matters because with these leads, speed is everything.

The faster you contact a prospect after they submit their information, the better chance you have of reaching them.

It is important to understand what these leads are.

These are not preset appointments. They are lower-cost social media leads, which means you are buying affordable opportunity at scale. Some people may not answer. Some may not remember filling out anything. Some may tell you they are not interested.

That is part of the process.

But inside each batch of leads are people who do need help, people who are concerned about leaving final expenses behind for their family, and people who may be open to learning about their options.

Your job is to work the list, follow up consistently, and find the people who are ready to have a conversation.

A realistic goal for a well-worked batch is approximately 5 sales from 250 leads, assuming you contact them quickly, stay diligent, and follow the recommended calling process.

At only $1 per lead, this gives new agents an affordable way to create activity, sharpen their phone skills, and generate sales opportunities without spending $5, $10, $20, or more per lead.

The key is simple:

You do not need every lead to be perfect.

You need a system that helps you find the right people inside the batch.

That is where CallTools comes in.


CallTools Autodialer

We get asked about autodialers all the time, and the reason is simple: they can make your dialing process much more efficient.

Instead of manually calling one number at a time, you can load your lead data into CallTools and let the system help you work through your list faster.

Used properly and in compliance with all applicable rules, company guidelines, and calling regulations, a dialer can help you spend less time pushing buttons and more time having live conversations with prospects.

We recommend CallTools because it can help agents:

FEATURE

  • Dial multiple lines at once

  • Use local presence numbers

  • Identify voicemail versus live answer

  • Organize lead data

  • Support consistent follow-up

BENEFITS

  • Reach more prospects in less time

  • Improve the chance of a prospect recognizing the area code

  • Spend more time speaking with real people

  • Keep your calling process structured

  • Help you work leads more thoroughly

CallTools can dial from multiple lines at a time, including up to 10 lines depending on setup. It can also display a local or nearby area code on the prospect’s caller ID when configured properly.

For this lead program, that efficiency matters.

The agents who win with internet leads are usually not the ones who call once and quit. The agents who win are the ones who contact quickly, follow up consistently, and stay in activity.

CallTools helps make that easier.

The estimated cost is:

  • CallTools monthly access - $150/month

  • 10 phone numbers at $1 each - $10/month

  • Total estimated monthly dialer cost - $160/month

Before signing up, please contact Mary Donovan so she can guide you on how to access the $150/month pricing and get set up correctly.

When you combine the $1 Lead Program with CallTools, you are giving yourself a much better chance to work more leads, reach more people, and create more selling opportunities in less time.


Return on Investment

ROI is what this business is all about.

But ROI is not just about money.

It is also about time.

Your time is one of the most valuable resources you have as an agent. The faster you can turn leads into conversations, the faster you can turn conversations into applications, and the faster you can turn applications into income.

Here is what a basic 250-lead campaign could look like:

  • Investment: 250 leads at $1 each - $250

  • Investment: CallTools monthly access - $150

  • Investment: 10 phone numbers - $10

  • Total estimated investment - $410

Now let’s look at the potential return.

If you follow the system, work the leads quickly, and find 5 clients from a batch of 250 leads, here is what the annual premium could look like:

  • 5 sales at $1,000 annual premium each - $5,000 AP

Your actual commission will depend on your contract level, but this gives you a clear picture of the opportunity.

For example, at a 60% commission rate:

  • Annual Premium: $5,000 AP

  • Commission: $3,000

  • ROI: 7.3x

At a higher commission level, the return can be even stronger and this example does not include renewal income for whole life insurance over time.

And remember, this does not include the long-term value of building your confidence, improving your phone skills, learning how to handle objections, and developing a repeatable sales routine.

That is one of the biggest benefits of this system.

You are not just buying leads.

You are building activity.

You are creating conversations.

You are learning the business through repetition.

And you are giving yourself a realistic path to production.


Why This Combination Works

You can manually dial 250 leads one at a time and still create a positive return.

But it will usually take much longer.

That is the real value of the dialer.

CallTools helps you move through your lead list faster, reach more people, and spend more of your time doing the one thing that creates income:

Talking to prospects.

Manual dialing may work, but it can cost you hours of extra time.

The dialer helps compress the work.

More dials.

More contacts.

More conversations.

More chances to write business.

When you combine affordable $1 leads with an efficient dialing system, you give yourself a simple, scalable way to create momentum in your final expense business.


The Bottom Line

If you are a new agent, you do not need to wait until everything feels perfect before you start producing.

You need leads.

You need activity.

You need conversations.

And you need a system you can follow consistently.

The $1 Lead Program gives you affordable final expense prospects.

The CallTools autodialer helps you contact those prospects faster and more efficiently.

Together, they create a practical system for agents who are serious about getting into activity, improving their skills, and generating a strong return on investment.

The choice is yours, of course.

But we know what works.

Start with the leads. Use the dialer. Follow the system. Track your numbers. Stay consistent.

If you have questions or need help getting set up, reach out to us. We will help you get started.


Results are not guaranteed and will vary based on agent effort, speed to contact, follow-up consistency, sales skill, market conditions, compliance requirements, and individual contract level. All calling activity must follow company guidelines and applicable federal, state, and local laws.

Choose Your Track

These blue links are all clickable to watch a video or to download a file.

The Sales Process

The three systems above come together here with our sales process

  • Mary breaks down the sales process for CTL Leads (1:16:11)

  • Mary breaks down the sales process in the Ethos Script (21:49)

  • This is a training call Mary and Jordan did on the sales process on direct transfer leads. This process works for any type of lead when you begin to engage the client so no matter what lead you are working, this process will help you take care of a client. (1:27:23)

Product Training & Underwriting

Product Training

Learn these products in the ARC under the Carriers tab

Consult us for other recommendations based on client health issues.

Final Expense Whole Life

  • First Day Coverage and Graded Benefit

    • Transamerica

  • Guaranteed Issue Whole Life

    • Corebridge

Term Products

  • Simplified Issue Term

    • Mutual of Omaha Term Life Express

    • Foresters Strong Foundation

  • Fully Underwritten Term

    • Transamerica

More Training

Here is more in-depth training to increase your skills

Call Tools Training

Important To Do After You Get Your Numbers

Run ALL your number through ALL of these!! Protect them! Use these even if you dont use the CTL leads or Dialer!

All new CTL numbers are considered high risk simply because they are new, all numbers acquired are also purchased new and are not resold.

 

All numbers provided in Call Tools have a level A attestation which provides the highest level of deliverability.

 

On the CTL Dialer platform they use 2 major companies that check the reputation of a caller ID/number like NoMo Robo and Robo Killer. Some carriers are more aggressive than others.
 

You should register ALL your numbers! 

Maximizing CallTools to Sell More (55:12)