Selling in New York

Selling life insurance in New York has it's quirks. Here are some issues to be aware of:

  • We only have three carriers for life insurance: National Life Group, Royal Arcanum and Transamerica

  • We have two carriers for annuities: F&G Life and National Life Group

  • We have quite a few Medicare carriers - check the ARC

  • We have one carrier for supplemental health products - Mutual of Omaha

  • If you are a resident agent of NY, when you are selling in NY you have to do face to face appointments to get the client's signature. They don't allow telesales inside the state of NY if you are a NY resident agent.

  • If you are a resident agent outside of NY, you can do telesales to clients inside the state of NY.

  • If you are a NY resident agent you can do telesales to states outside of NY if you have a non-resident license.

NY Products

Product Training

Final Expense Products

Here are the whole life products for final expense leads

Royal Arcanum

  • Graded Benefit Whole Life

  • Simplified Issue Whole Life

  • 20-Pay Life

  • Paid up at 65 Life

Transamerica

  • Immediate Solution Final Expense

  • 10-Pay Solution Final Expense

  • Easy Solution Final Expense

National Life Group

  • Total Secure Whole Life

Term Products

Here are the term products for NY

National Life Group

  • NLG Term